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Personal Lending - Mortgage Loans

Account Login Online Banking e-Business Business Bill Pay How may we help? Select Loan ----------------------------------    Mortgage    Home Equity    Debt Consolidation    Auto Select Topic --------------------------------- Mortgage Center Home BuyAbility Test Home Equity Test Auto Loan Test Homebuyer Privileges --------------------------------- Contact Us Find Location/ATM Message from CEO Prime Time Trips Kids Corner What's New Mortgage Loans - Types Of Mortgages Before you apply for your mortgage loan, you'll need to decide which type of loan may be right for you. Conventional Fixed Rate FHA Mortgage Loans First-Time Homebuyer Adjustable Rate Mortgages VA Mortgage Loans Jumbo Loans Collateral Pledge Program Non-Conforming Loans The "Equity Line Advantage" Bridge Loans Lock-In Features CONVENTIONAL FIXED RATE MORTGAGES Conventional Fixed Rate Mortgages offer the security of a fixed principal and interest payment, with terms of 15 to 30 years. Fixed rate mortgages are issued under guidelines of Fannie Mae. Private mortgage insurance is usually required for loans with less than a 20% down payment.