Individual Retirement Account (IRA)

personal3.jpgIRA Certificate of Deposit

An IRA Certificate of Deposit (CD) gives you the security of knowing that the interest rate on your account is guaranteed until maturity. A Roth IRA grows earnings tax-free and you can contribute after 70 1/2. Changes in the law have made opening an IRA a smarter choice than ever before.

  • Minimum to open - $2,000
  • Interest is credited semi- annually

IRA Savings Account 

An IRA Savings Account offers you the flexibility of opening an IRA account at a lower minimum balance. This is a great tool to help you get started, and once you save enough, you can roll it into an IRA CD and earn higher interest.

  • Minimum to open - $100
  • Interest is credited quarterly

Pulaski Bank is not a tax advisor. Please contact your personal tax advisor before making any tax-related decisions.