Credit Building Services

Payday Advance*

If you're struggling between paychecks, we can help you get back on your feet with a small loan based on your average monthly direct deposit, up to $500.

  • No credit check required!
  • $90 days to repay
  • No prepayment penalties


Small Loan Consolidation*

Consolidate to reduce high interest debt, up to $1,000.

  • No credit check required!
  • 12 months to repay
  • No prepayment penalties


Credit Builder Loan**

Establish or rebuild credit by borrowing $500 or $1,000, which is invested into a Certificate of Deposit (CD). As you make payments, your credit score improves. After you pay off the loan, you'll be reimbursed the amount borrowed plus interest earned on the CD.

  • No credit check required!
  • No prepayment panalties
  • 6 and 12 month terms available


See a bank representative for more details or call 314-878-2210.

*Requires Pulaski checking account, direct deposit, 90 day history, and auto transfer of equal payments.
**Early withdrawal panalty may apply on CD.