Commercial Certificates of Deposit (CD) 

Consider a Pulaski Bank Certificate of Deposit (CD) for your savings requirements. A CD offers guaranteed rates for a specific term and allows you to earn a highly competitive rate on your investment. For your convenience, Pulaski CDs automatically renew at maturity, and you can choose to reinvest your earnings or to receive them as income.

  • Various Terms:  3 - 60 months
  • Minimum to open:  $2500
  • Automatic renewal

CDARS

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The Certificate of Deposit Account Registry Service (CDARS) is the easiest, most convenient way to enjoy full FDIC insurance on deposit amounts larger than $250,000.  

Why is that?

ONE BANK. Everything is handled through our bank.  Your large deposit is broken into smaller amounts and placed with other banks that are members of a special network.  Then, those member banks issue CDs in amounts under FDIC limits, so that your entire investment is eligible for FDIC insurance.  By working with just one bank – our bank – you can receive insurance from many.

ONE RATE.  You earn one rate on your entire investment – so you can forget about multiple rate negotiations and the need to consolidate multiple disbursement checks.

ONE STATEMENT.  You receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned, and other details.  With CDARS, there’s no need to manually consolidate statements, track changing collateral values, or use private surety bonds.

HOW DOES CDARS WORK?

HOW CAN CDARS HELP YOU? 


For more information, contact:
Suzy Morris
smorris@pulaskibankstl.com
314-542-5277